You spent decades building something meaningful—your business, your investments, your wealth. Now comes the part no one likes to think about: what happens next? Wealth transfer is more than handing down money; it’s ensuring what you’ve built doesn’t unravel the moment you step back. It’s about making sure your children buy their first home without financial chaos. That your business transitions without stumbling.

At Elliott Chaulk Private Wealth Management, we structure wealth transfers that work without friction, without unnecessary tax drains, without family turmoil. Your money. Your values. Your future, set in motion.

 

The Great Wealth Shift: Are You Ready?

Trillions of dollars is moving hands in Canada—the largest wealth transfer in history. But here’s the reality: without a plan, much of it could disappear.

  • Taxes carve away at inheritance before your family sees a cent.
  • Poor planning breeds mismanagement, turning wealth into financial headaches.
  • Unclear direction leads to family disputes that fracture relationships.

A smooth transition isn’t luck—it’s strategy. We make sure what you built stays intact, structured, and protected.

Family Conversations That Matter

Talking about money with family feels uncomfortable. But silence isn’t a strategy. Avoiding these conversations leads to uncertainty, confusion, and sometimes, resentment.

We help you approach the conversation with clarity, honesty, and purpose. No awkwardness. No walking on eggshells. Straightforward discussions about what you want your wealth to do.

What we focus on:

  • The Distribution Debate

    Fair doesn’t always mean equal. We help structure inheritances that reflect what’s right—not just what’s easy.

  • Long-Term Protection

    Trusts, staggered distributions, or structured payouts? We build plans that safeguard your family’s financial future.

  • The Bigger Picture

    Wealth isn’t just numbers. It’s an extension of your values, your story, your impact.

Beyond a Will: A Living Strategy

A will alone isn’t enough. It’s a checkpoint, not a strategy. True wealth transfer planning moves with you, not against you. Life changes—so should your plan.

  • Estate Planning

    Minimize taxes, maximize efficiency, ensure your assets land exactly where they’re meant to.

  • Insurance Planning

    Liquidity when it matters. Funds that keep your legacy intact, even in times of upheaval.

  • Tax Efficiency

    Cutting down what the government takes, keeping more wealth in family hands.

We build estate plans that anticipate the unexpected, evolve with your life, and stand strong for generations.

The Legacy of Your Business

For many, wealth is embedded in a business. Whether your business stays in the family or transitions to new ownership, we ensure it happens smoothly, strategically, and without unnecessary losses.

How we protect your business:

  • Succession Planning

    Choosing the right successor, preparing them for the responsibility.

  • Maximizing Value

    Structuring the business for optimal sale price or long-term family management.

  • Tax Reduction Strategies

    Minimizing the taxes you pay.

  • Uninterrupted Operations

    Ensuring the business runs seamlessly through leadership transitions.

Keeping Wealth Where It Belongs

Taxes can take their share before your heirs even see a dollar. Without careful planning, your estate could be hit hard with probate fees, capital gains taxes, and government deductions.

We ensure less goes to taxes and more stays in your family’s hands:

  • Strategic withdrawals and income splitting that legally cut down tax liabilities.
  • Leveraging trust structures to control distribution and prevent waste.
  • Optimizing charitable giving to reduce taxable estate size while supporting meaningful causes.

Every dollar saved in taxes is a dollar that continues building your family’s future. We make sure your money works for you, not the government.

Preparing Heirs for Wealth

The truth? Wealth can be easily lost after its transferred to the next generation. Not because of bad intentions, but because many heirs aren’t prepared to handle it.

We do more than transfer wealth. We educate, guide, and empower families to understand how to manage it.

Financial literacy for heirs so they know how to handle their inheritance responsibly.

Structured wealth handovers that reduce the risk of financial missteps.

Ongoing advisory to ensure every generation stays financially strong.

Your Legacy Starts Now

At Elliott Chaulk, we offer Halifax wealth transfer and wealth management that builds and strengthens your family legacy.

Want to make sure your wealth does more? That your legacy stays strong, clear, and fully intact? Let’s start planning today.